Moniepoint, founded in 2015 by Tosin Eniolorunda in Nigeria, began as a financial technology platform offering digital payments and banking services. It quickly grew into a major agency banking network, providing POS terminals, business accounts, and loans. Moniepoint supports financial inclusion for individuals and small businesses across Nigeria and beyond.
If you’re looking for a simple way to manage your Moniepoint account without internet access or a smartphone, the Moniepoint USSD code is a great solution. All you need is a Moniepoint account and a phone number that’s linked to it.
Moniepoint’s USSD (Unstructured Supplementary Service Data) platform allows users to carry out basic banking tasks from any kind of mobile phone. It’s available across major Nigerian networks such as MTN, Glo, Airtel, and 9mobile.
Getting Started with Moniepoint USSD
To begin:
- Dial the Code: Start by dialing *5573# from your registered mobile line.
- Navigate the Menu: Follow the on-screen instructions to select the service you want, such as sending money, checking your balance, or purchasing airtime.
- Enter Your PIN: Most services will ask you to enter your secure PIN to confirm the transaction.
Moniepoint USSD Functions and Shortcodes
Here are the main tasks you can perform using Moniepoint’s USSD and their respective codes:
- Main Menu: *5573#
- Check Account Balance: *5573*0#
- Transfer Money: *5573*1*Amount*Account Number#
- Airtime for Yourself: *5573*2*Amount#
- Airtime for Someone Else: *5573*3*Amount*Phone Number#
- Buy Data: *55734#
- Generate OTP: *5573*5#
- Reset or Change PIN: *5573*6#
- Block Your Account: *5573*911#
Examples of USSD Code Usage
- To Transfer Funds: Dial *5573*1*10000*1234567890# to send ₦10,000 to account number 1234567890.
- To Buy Airtime for Yourself: Dial *5573*2*500# to buy ₦500 airtime.
- To Recharge Another Person’s Line: Dial *5573*3*200*08012345678# to send ₦200 airtime to that phone number.
- To View Account Balance: Dial *5573*0# and input your PIN.
- To Block Your Account Immediately: Dial *5573*911#.
Benefits of Using Moniepoint USSD
- Always Available: You can bank anytime, anywhere — even without internet.
- Fast Transactions: Services are executed almost instantly.
- Secure Access: Each action is PIN-protected.
- Universal Compatibility: Works on both smartphones and basic mobile phones.
- No Data Needed: There’s no need for an internet connection or mobile data.
How to Enable USSD Banking
To activate this feature on your Moniepoint account:
- Log into the App: Open the Moniepoint Personal or Business banking app and sign in.
- Go to Settings: Tap your profile picture at the top left corner of your dashboard, then select “Settings.”
- Enable USSD: Find the option labeled “USSD Feature” and turn it on.
